ModExperts is a nationwide firm helping homeowners with financial and personal hardships by negotiating with lenders to ease the strain caused by today’s economic crisis. With the huge deterioration of America’s real estate market, many responsible homeowners have increasingly found it difficult to handle their mortgage payments. No matter what the reason, the sad truth is that millions of people are in the same boat. People are struggling to make their mortgage payments and live worry-free lives. In an effort to stem the flow of foreclosures, the federal government has asked lenders to work with their clients to help them save their homes and reduce their payments and/or eliminate negative equity due to decreased home values.

ModExperts can proudly say we have over 45 years experience assisting borrowers to modify their home loans due to a variety of life’s hardships. This experience affords us the ability to navigate through the roadblocks and pitfalls that await the unwitting homeowner who attempts to negotiate a loan modification with their lender. In these historic times, lenders are very busy with desperate homeowners trying to save their homes. Unfortunately, they do not always have the manpower or the capabilities to work with everyone in a timely fashion. Many people are simply getting lost in the system and potentially suffering mortgage difficulties which could have been worked out with their lender(s). However, when an attorney is involved, different departments are involved which have been set up for legal matters, and this may help your case to be escalated to a higher importance.

The ModExperts advantage – our experience is on your side. We provide the critical information and professional representation you need to put an end to your mortgage difficulties. We will work with your lender, or lenders, to restructure your current loan(s) by providing you with a unique, manageable plan that both you and your lender(s) can accept. The vast majority of homeowners who try to work directly with their lender will fail. This failure means losing valuable time that could have been used to solve your mortgage problems. With ModExperts’ experienced legal team, we use a distinct and calculated process to work with your lender to permanently modify your mortgage to a more acceptable level within a quick and efficient timeframe.

ModExperts 100% Money-Back Guarantee. We are so confident of our effectiveness, in most cases we offer a 100% money-back guarantee – in writing! If you are accepted into our program and we cannot modify your loan, we will return 100% of your fee. During our preliminary approval process, our attorneys review the information you have provided to ascertain if you are a candidate for a loan modification with your lender. The majority of our clients can expect to see positive results from the loan modification process once you are approved to enter our program. However unusual circumstances do arise. In these rare instances, we agree to provide a 100% money-back guarantee in the unlikely event we cannot obtain a modification of your loan.

ModExperts’ Legal Advantage. Having the right legal representation can make or break any opportunity you may have to modify your home mortgage. M.C. Rick Norton of the Law Office of Norton & Grimes has over 28 years of experience in Real Estate Law. Personally licensed in Florida since 1980 and California since 1993, Mr. Norton oversees a prominent national network of experienced legal negotiators, dedicated to assisting our clients in achieving the best results possible. Our legal team are aggressive and effective advocates for each of our clients, and personally review all files to confirm the best course of action for each particular situation.  Norton & Grimes LLP, 3156 Vista Way, Suite 200, Oceanside, CA 92056.  Tel: (760) 439-1800  Fax:  (760) 439-4907. www.nortonandgrimesllp.com.  Norton & Grimes is a proud member of the Better Business Bureau.